The same $146.03 covers 3.11 days of LendingTree's $17,148 year in Mississippi and 1.21 days of SmartAsset's $44,221 in Massachusetts. Nationally it covers about 1.8–1.9 days.
Cost of raising a child by state 2026 vs one SpaceX share
One promised SpaceX share covers about three days of raising a young child in Mississippi and barely more than one day in Massachusetts.
- No. 1: Mississippi
- 9 places
01Final list
The leading AIs each built their own list of ten independently. Here is one result that is easy to check: every place has a reason, a source, and the list of AIs that included it.
Order: from most to least AI agreement.
A bright badge means this AI put the entry on its list. A dim badge means it did not.
- 1
Mississippi
Cheapest state in both studies: one share covers 3.11 days of LendingTree's $17,148 year and 2.78 days of SmartAsset's $19,178.
Included it: Claude, ChatGPT, Grok, Gemini, Qwen. Did not include: Meta, Wenxin.In their lists: Claude: 1 · ChatGPT: 1 · Grok: 1 · Gemini: 1 · Qwen: 1
What each AI noted 5
- Claudeplace 1
The cheapest state to raise a child in both studies: a share covers 2.8 days (SmartAsset) or 3.1 days (LendingTree).
Source ↗ - ChatGPTplace 1
One $146.03 share covers about 2.78 days of SmartAsset’s annual child-cost estimate—the most in the state comparison.
Source ↗ - Grokplace 1
One $146.03 share covers 3.11 days of LendingTree's cheapest year, $17,148, and still 2.78 days on SmartAsset's higher $19,178.
- Geminiplace 1
One SpaceX share stretches the farthest in America here, covering nearly 2.8 full days of child-raising expenses.
- Qwenplace 1
At $19,178 a year, one $146 share covers 2.78 days of child-rearing, though LendingTree ranks the cost even lower at $17,148.
Source ↗
5 AIs put it here - 2
Alabama
Second-cheapest in both studies: 2.96 days after tax credits on LendingTree's $18,019, and 2.59 days on SmartAsset's $20,550.
Included it: Claude, ChatGPT, Grok, Gemini, Qwen. Did not include: Meta, Wenxin.In their lists: Claude: 2 · ChatGPT: 2 · Grok: 2 · Gemini: 4 · Qwen: 2
What each AI noted 5
- Claudeplace 2
A share covers almost three days (2.6 on SmartAsset, 3.0 on LendingTree), second cheapest on both lists.
Source ↗ - ChatGPTplace 2
The same share buys about 2.59 days on the SmartAsset estimate, only around five hours less than Mississippi.
Source ↗ - Grokplace 2
Second-cheapest on both studies, so the same share still covers 2.96 days after tax credits.
Source ↗ - Geminiplace 4
One share buys 2.56 days of child expenses, though higher utility and medical costs narrow its lead over Louisiana.
- Qwenplace 2
A SpaceX share buys 2.59 days of expenses here, where child care costs help keep the total well below the national average.
Source ↗
5 AIs put it here - 3
Arkansas
Cheap after tax credits (2.78 days on LendingTree's $19,204, where infant day care is $9,178), but only 2.44 days on SmartAsset's $21,840.
Included it: Claude, ChatGPT, Grok, Gemini, Qwen. Did not include: Meta, Wenxin.In their lists: Claude: 4 · ChatGPT: 9 · Grok: 5 · Gemini: 2 · Qwen: 6
What each AI noted 5
- Claudeplace 4
The studies agree (42nd and 47th cheapest), and a share covers about 2.6 days.
Source ↗ - ChatGPTplace 9
The $21,840 estimate makes a share worth about 2.44 days of annual costs.
Source ↗ - Grokplace 5
Infant day care at $9,178 is why a $19,204 year still stretches one share to 2.78 days.
Source ↗ - Geminiplace 2
Buys 2.65 days of care where low infant daycare rates keep baseline costs under $20,200 annually.
- Qwenplace 6
Infant day care under $10,000 a year keeps costs down, letting one share cover about 2.5 days of early childhood.
Source ↗
5 AIs put it here - 4
Louisiana
The two studies agree most closely here ($21,798 vs $21,303), so a share covers about 2.45–2.50 days in either.
Included it: Claude, ChatGPT, Grok, Gemini, Qwen. Did not include: Meta, Wenxin.In their lists: Claude: 8 · ChatGPT: 8 · Grok: 10 · Gemini: 3 · Qwen: 8
What each AI noted 5
- Claudeplace 8
23.2% of residents are children, and both studies put the cost at about $21,300–21,800, so the share covers about 2.5 days in each.
Source ↗ - ChatGPTplace 8
At $21,798, Louisiana is within a few dollars of Arkansas but still comes out slightly higher in the day-equivalent calculation.
Source ↗ - Grokplace 10
The two studies almost meet: $21,303 after credits, $21,798 on SmartAsset, about 2.5 days either way.
Source ↗ - Geminiplace 3
Covers 2.60 days of costs, reaching a child population share of 23.4% that exceeds the national average.
- Qwenplace 8
Affordable housing offsets rising insurance premiums, keeping the share's purchasing power at roughly 2.4 days.
Source ↗
5 AIs put it here - 5
Kentucky
Third-cheapest on SmartAsset (2.57 days, $20,758) but mid-table on LendingTree ($22,097, 2.41 days).
Included it: Claude, ChatGPT, Gemini, Qwen. Did not include: Meta, Grok, Wenxin.In their lists: Claude: 7 · ChatGPT: 3 · Gemini: 5 · Qwen: 3
What each AI noted 4
- Claudeplace 7
SmartAsset has it 48th, but LendingTree puts it in the middle (39th cheapest).
Source ↗ - ChatGPTplace 3
At about 2.57 days, Kentucky edges South Dakota despite appearing near the bottom of SmartAsset’s cost table.
Source ↗ - Geminiplace 5
Yields 2.52 days of support where both major studies agree annual child expenses remain below $21,200.
- Qwenplace 3
The Bluegrass State's lower housing costs mean a single share stretches to 2.57 days of raising a young child.
Source ↗
4 AIs put it here - 6
Georgia
The two studies nearly agree ($21,299 vs $20,365), so a share covers 2.50–2.62 days, for a state with 2.54M children.
Included it: Claude, ChatGPT, Grok, Qwen. Did not include: Meta, Gemini, Wenxin.In their lists: Claude: 5 · ChatGPT: 5 · Grok: 6 · Qwen: 5
What each AI noted 4
- Claudeplace 5
Two studies, almost the same answer: 2.50 days and 2.62 days of a year.
Source ↗ - ChatGPTplace 5
At roughly 2.50 days, Georgia combines low SmartAsset cost with a much larger child population than the sparsely populated states below it.
Source ↗ - Grokplace 6
The share covers 2.62 days here, in a state with 2.54 million children.
Source ↗ - Qwenplace 5
With 23.8% of its residents under 18, a single share covers 2.50 days of the Peach State's child-rearing costs.
Source ↗
4 AIs put it here - 7
South Carolina
The studies split most here: fourth-cheapest after tax credits (2.82 days) but about 2.29 days on SmartAsset's $23,296, a figure only one AI gave.
Included it: Claude, Grok, Gemini. Did not include: ChatGPT, Meta, Wenxin, Qwen.In their lists: Claude: 6 · Grok: 4 · Gemini: 6
What each AI noted 3
- Claudeplace 6
The biggest gap between the studies in the top ten: 37th on SmartAsset and 48th cheapest on LendingTree.
Source ↗ - Grokplace 4
Fourth-cheapest once tax credits are counted, at $18,910, and SmartAsset does not put it in its cheapest ten.
Source ↗ - Geminiplace 6
Purchases 2.49 days of young child expenses, reflecting modest childcare costs offset by rapidly growing suburban housing.
3 AIs put it here - 8
Iowa
2.40–2.52 days. SmartAsset's cost fell 14% in a year to $22,173, which moves Iowa into the cheap group.
Included it: Claude, ChatGPT, Grok. Did not include: Meta, Gemini, Wenxin, Qwen.In their lists: Claude: 9 · ChatGPT: 10 · Grok: 8
What each AI noted 3
- Claudeplace 9
SmartAsset's costs fell 14% in a year (from $25,840 to $22,173), which pulls Iowa into the top ten.
Source ↗ - ChatGPTplace 10
A share covers about 2.40 days, but Iowa’s SmartAsset estimate fell 14.19% year over year—one of the study’s sharpest declines.
Source ↗ - Grokplace 8
One of the few early-years bills that fell: LendingTree's $21,137 is down 3.1% from its prior report.
Source ↗
3 AIs put it here - 9
Texas
The most children of any state on this list, 7.54M (25.0%). A share covers 2.54 days on LendingTree and 2.35 on SmartAsset, a cost figure only one AI gave.
Included it: Claude, Grok. Did not include: ChatGPT, Meta, Gemini, Wenxin, Qwen.In their lists: Claude: 10 · Grok: 7
2 AIs put it here
02Worth knowing
What the AIs noticed while building the list.
The studies disagree on the most expensive state: LendingTree puts Hawaii first at $40,342, while SmartAsset ranks Hawaii 8th at $33,363 after a 19.6% drop and puts Massachusetts first.
Utah has the most children per resident (27.8%), but its $25,588 early-years cost means a share covers about 2.08 days, less than in any state on this list.
Kansas is cheap on SmartAsset ($21,757) but has the 17th-highest early-years cost on LendingTree ($27,793), so it falls out of the top ten.
The child share depends on which Census product is used: the 2020–24 ACS gives Utah 27.8% and Vermont 17.9%, while the 2024 estimates give 26.6% and 17.4%.
03Questions people ask
What is the cost of raising a child to 18?
LendingTree's 2026 study puts it at $303,418 nationally after tax credits, not counting college. Totals range from $201,963 in New Hampshire to $412,661 in Hawaii.
Source ↗What is the cost of raising a child in 2026?
LendingTree's 2026 report averages $29,325 a year for the first five years. Hawaii is highest at $40,342 and Mississippi lowest at $17,148.
Source ↗What is the cost of raising a child in the US?
SmartAsset's 2025 study puts the extra yearly cost of a young child at $27,743 nationally, from $19,178 in Mississippi to $44,221 in Massachusetts.
Source ↗Why do the cost-of-raising-a-child studies differ?
SmartAsset measures the extra income two working parents need before tax credits; LendingTree measures net cost after credits. That is why Hawaii is 1st on one and 8th on the other.
Source ↗04How we counted
In plain words, no formulas.
1The question
Top 10 states where one SpaceX share covers the most of a year of raising a child
2Why this topic
It turns a national headline total into what one share means for a family in each state, using two cost studies that disagree and the Census count of children.
3Where it applies
United States, by state
4What we looked at
- Friday's SpaceX price ($146.03) as a fraction of the published annual cost of raising one young child in the state, shown in days of that year
- Where the SmartAsset and LendingTree cost rankings disagree about the same state
- The state's share of residents under 18, which shows where the pledge reaches the most children against where it buys the most
- CNBC, Oct. 19, 2026 — SpaceX close of $146.03 on Oct. 16. Days = 146.03 ÷ annual cost × 365. Places are ordered by the smaller of the two studies' day counts
- SmartAsset, 2025 study — Extra annual cost for two working parents raising one young child (MIT Living Wage data): Mississippi $19,178 to Massachusetts $44,221
- LendingTree, 2026 study — Annual cost of the first five years after tax credits (Mississippi $17,148 to Hawaii $40,342), plus 18-year totals
- U.S. Census ACS 2020–2024 (State Cancer Profiles) — Residents under 18 as a share of each state: Utah 27.8%, Vermont 17.9%, U.S. 22.0%
- America's Health Rankings (2024 Census estimates) — Under-18 share by another Census product: Utah 26.6%, Vermont 17.4%, U.S. 21.5%
5Who ranked
The leading AIs, each building its own list of ten independently and naming a source for every place: Claude, ChatGPT, Meta, Grok, Gemini, Wenxin, Qwen.
6How the places were set
The same entry written differently by different AIs was counted as one. The more AIs put an entry on their list, and the higher they put it, the higher its place. "AI agreement" shows how many of the AIs had it on their own list. Sources are only those the AIs found themselves; nothing was added by hand.
05Each AI's own list
🇺🇸 Claude10 places · 4 notes
The same question, answered by Claude alone. The final list above combines all the AIs.
- 1Mississippi
The cheapest state to raise a child in both studies: a share covers 2.8 days (SmartAsset) or 3.1 days (LendingTree).
Source ↗ - 2Alabama
A share covers almost three days (2.6 on SmartAsset, 3.0 on LendingTree), second cheapest on both lists.
Source ↗ - 3South Dakota
23.9% of residents are under 18, so the gift reaches many children and goes far on the cost side too.
Source ↗ - 4Arkansas
The studies agree (42nd and 47th cheapest), and a share covers about 2.6 days.
Source ↗ - 5Georgia
Two studies, almost the same answer: 2.50 days and 2.62 days of a year.
Source ↗ - 6South Carolina
The biggest gap between the studies in the top ten: 37th on SmartAsset and 48th cheapest on LendingTree.
Source ↗ - 7Kentucky
SmartAsset has it 48th, but LendingTree puts it in the middle (39th cheapest).
Source ↗ - 8Louisiana
23.2% of residents are children, and both studies put the cost at about $21,300–21,800, so the share covers about 2.5 days in each.
Source ↗ - 9Iowa
SmartAsset's costs fell 14% in a year (from $25,840 to $22,173), which pulls Iowa into the top ten.
Source ↗ - 10Texas
With 24.5% under 18, the highest share among large states, a share covers 2.4 to 2.5 days.
Source ↗
What Claude noticed
In the most expensive state, Massachusetts, a share covers about 1.2 days of SmartAsset's $44,221 (about 29 hours). In Mississippi it covers 2.8 to 3.1 days. That is a gap of roughly 2.5 times.
The gift buys the most where the fewest children are: Utah has the largest under-18 share (26.6%) but only mid-range costs, and Vermont, Maine and New Hampshire have the smallest shares (17.4–17.7%).
Nationally, one share covers about 1.9 days of SmartAsset's $27,743 average and about 1.8 days of LendingTree's $29,325 first-five-years average, so about two days of raising a young child.
LendingTree's 18-year average is $303,418 (excluding college), which is about $16,857 a year. At that figure one share covers about 3.2 days.
🇺🇸 ChatGPT10 places · 2 notes
The same question, answered by ChatGPT alone. The final list above combines all the AIs.
- 1Mississippi cost of raising a child (2025)
One $146.03 share covers about 2.78 days of SmartAsset’s annual child-cost estimate—the most in the state comparison.
Source ↗ - 2Alabama cost of raising a child (2025)
The same share buys about 2.59 days on the SmartAsset estimate, only around five hours less than Mississippi.
Source ↗ - 3Kentucky cost of raising a child (2025)
At about 2.57 days, Kentucky edges South Dakota despite appearing near the bottom of SmartAsset’s cost table.
Source ↗ - 4South Dakota cost of raising a child (2025)
One share covers about 2.52 days of the annual estimate, with a child share of the population well below Utah’s high-water mark.
Source ↗ - 5Georgia cost of raising a child (2025)
At roughly 2.50 days, Georgia combines low SmartAsset cost with a much larger child population than the sparsely populated states below it.
Source ↗ - 6Tennessee cost of raising a child (2025)
A $146.03 share equals about 2.49 days of the state’s annual young-child cost estimate.
Source ↗ - 7Kansas cost of raising a child (2025)
The share covers about 2.45 days; the SmartAsset figure is $21,757, a different frame from an 18-year total.
Source ↗ - 8Louisiana cost of raising a child (2025)
At $21,798, Louisiana is within a few dollars of Arkansas but still comes out slightly higher in the day-equivalent calculation.
Source ↗ - 9Arkansas cost of raising a child (2025)
The $21,840 estimate makes a share worth about 2.44 days of annual costs.
Source ↗ - 10Iowa cost of raising a child (2025)
A share covers about 2.40 days, but Iowa’s SmartAsset estimate fell 14.19% year over year—one of the study’s sharpest declines.
Source ↗
What ChatGPT noticed
The cheapest state in SmartAsset’s 2025 table is Mississippi at $19,178; the most expensive is Massachusetts at $44,221. The $146.03 share therefore buys about 2.78 days in Mississippi versus about 1.21 days in Massachusetts.
The largest child share of state population is a different question from where a share buys the most cost-days. Census age estimates put Utah at the high end and Vermont at the low end; those shares do not determine the cost ranking.
🇺🇸 Grok10 places · 4 notes
The same question, answered by Grok alone. The final list above combines all the AIs.
- 1Mississippi
One $146.03 share covers 3.11 days of LendingTree's cheapest year, $17,148, and still 2.78 days on SmartAsset's higher $19,178.
- 2Alabama
Second-cheapest on both studies, so the same share still covers 2.96 days after tax credits.
Source ↗ - 3South Dakota
A cheap year and a young state: 24.2% of residents are under 18, fourth-highest in the country.
Source ↗ - 4South Carolina
Fourth-cheapest once tax credits are counted, at $18,910, and SmartAsset does not put it in its cheapest ten.
Source ↗ - 5Arkansas
Infant day care at $9,178 is why a $19,204 year still stretches one share to 2.78 days.
Source ↗ - 6Georgia
The share covers 2.62 days here, in a state with 2.54 million children.
Source ↗ - 7Texas
7.54 million children, a quarter of the state, and one share still covers 2.54 days of the early years.
Source ↗ - 8Iowa
One of the few early-years bills that fell: LendingTree's $21,137 is down 3.1% from its prior report.
Source ↗ - 9Oklahoma
A $21,218 year and 24.0% of the state under 18, so the same share lands on a young population.
Source ↗ - 10Louisiana
The two studies almost meet: $21,303 after credits, $21,798 on SmartAsset, about 2.5 days either way.
Source ↗
What Grok noticed
The same $146.03 is 3.11 days of a year in Mississippi on LendingTree's $17,148 and 1.21 days in Massachusetts on SmartAsset's $44,221. Nationally it is about 1.82 days of LendingTree's $29,325 first-five-years average.
Utah has the highest share of children, 27.8%, but LendingTree's early-years cost there is $25,588, so one share covers about 2.08 days, less than in every state on this list. The pledge reaches the most children per resident where it buys less of a year.
Texas is where reach and a cheap year meet: 7,544,648 children, 25.0% of the state, and 2.54 days of LendingTree's $20,968 early-years cost.
After age five the national bill falls hard. LendingTree's first five years average $29,325, then $12,061 a year for the next 13, which is why the 18-year average is $16,857 and one share covers more of a later year than of a toddler's year.
🇺🇸 Gemini10 places · 1 notes
The same question, answered by Gemini alone. The final list above combines all the AIs.
- 1Mississippi
One SpaceX share stretches the farthest in America here, covering nearly 2.8 full days of child-raising expenses.
- 2Arkansas
Buys 2.65 days of care where low infant daycare rates keep baseline costs under $20,200 annually.
- 3Louisiana
Covers 2.60 days of costs, reaching a child population share of 23.4% that exceeds the national average.
- 4Alabama
One share buys 2.56 days of child expenses, though higher utility and medical costs narrow its lead over Louisiana.
- 5Kentucky
Yields 2.52 days of support where both major studies agree annual child expenses remain below $21,200.
- 6South Carolina
Purchases 2.49 days of young child expenses, reflecting modest childcare costs offset by rapidly growing suburban housing.
- 7Oklahoma
A high child population share of 24.1% pairs with a 2.47-day purchasing power, delivering outsized collective leverage.
- 8West Virginia
Provides 2.45 days of child expenses, but an aging population means only 20.1% of residents are minors to receive it.
- 9Tennessee
Buys 2.43 days of care, where no state income tax helps family budgets despite rising Nashville childcare costs.
- 10South Dakota
Delivers 2.41 days of support across a youth-heavy state where minors make up 24.5% of all residents.
What Gemini noticed
Infant childcare accounts for over 52% of total child-rearing costs in northeastern states, but drops below 36% in southern states, explaining why stock donations cover double the calendar time in the South.
🇨🇳 Qwen10 places · 3 notes
The same question, answered by Qwen alone. The final list above combines all the AIs.
- 1Mississippi
At $19,178 a year, one $146 share covers 2.78 days of child-rearing, though LendingTree ranks the cost even lower at $17,148.
Source ↗ - 2Alabama
A SpaceX share buys 2.59 days of expenses here, where child care costs help keep the total well below the national average.
Source ↗ - 3Kentucky
The Bluegrass State's lower housing costs mean a single share stretches to 2.57 days of raising a young child.
Source ↗ - 4South Dakota
One of only a few non-Southern states to crack the top five, buying 2.52 days of care while maintaining a high 24.7% youth population.
Source ↗ - 5Georgia
With 23.8% of its residents under 18, a single share covers 2.50 days of the Peach State's child-rearing costs.
Source ↗ - 6Arkansas
Infant day care under $10,000 a year keeps costs down, letting one share cover about 2.5 days of early childhood.
Source ↗ - 7Oklahoma
A low cost of living allows a $146 share to stretch across 2.4 days, reaching a 24.3% youth demographic.
Source ↗ - 8Louisiana
Affordable housing offsets rising insurance premiums, keeping the share's purchasing power at roughly 2.4 days.
Source ↗ - 9Tennessee
No state income tax and lower metro costs help a single share cover about 2.3 days of raising a child.
Source ↗ - 10New Mexico
Tax credits and lower baseline costs push the purchasing power of one share to just over 2.3 days for its large youth cohort.
Source ↗
What Qwen noticed
The geography of affordability: The states where a SpaceX share buys the most time (Mississippi, Alabama, South Dakota) are exactly where day care costs stay below $10,000 a year, acting as the primary driver of the regional divide.
Youth population vs. purchasing power: Utah has the highest share of residents under 18 (29.5%), meaning Musk's pledge reaches the most kids per capita there, but high state costs mean the share buys less than 2 days of expenses, unlike in Mississippi where it buys nearly 3 days.
The 18-year vs. 5-year divide: LendingTree shows Hawaii is the most expensive state over an 18-year childhood ($412,661 total), but SmartAsset's under-5 data ranks Massachusetts as the most expensive year-over-year, proving that early childhood care and teenage expenses follow entirely different cost curves.